Martial Arts Insurance Quote
When it comes to important services you wouldn’t want to throw money blindly at it. You ask your car mechanic for a quote, your landlord, your carpet cleaning service…why wouldn’t you do it for insurance too?
We hate the idea of potential clients being blindsided with fees they didn’t expect to pay. That’s why we encourage potential customers to use our fast and easy free quote service here:
Free Quote_
What to Expect From a Free Martial Arts Insurance Quote
Getting a quote is more simple than you may think. All we really need to know is the basics of your school (name, email, etc), your zip code, and your approximate number of students. By receiving this info we can determine the particulars of your geographic location and the number of students you’ll need covered.
If your school is small enough you may qualify for our extremely affordable $450 annual rate.
If you have your own building with additional contents you may be best served by getting a building quote. Regular insurance covers liability and injury of the students and teachers while a building quote can show you the added cost of covering the facility itself.
When To Expect Your Quote
We have most of the process automated so you can expect very quick results. If your situation merits additional attention from us we will addrses it and reach back out to you as soon as possible.
What To Do Afterwards
If your quote sounds good to you then the next step is visiting our policy purchase page. There you will find the appropriate sign up forms to get the ball rolling.
Alternatively, if you have additional questions about coverage, you can reach out to us here. We are more than happy to address concerns or questions that you may have.
Taekwondo School Insurance
Taekwondo is one of the most popular martial arts on the planet. Most towns in the USA have at least a few Taekwondo schools with students ranging from toddlers to seniors.
If you are the proud operator of a TKD Dojang, it is in your best interest to learn about your insurance options.
Importance of Insurance for TKD Schools
Having proper safety protocols at a martial arts school is one of the first and most important phases of development. However, no amount of padding and oversight can protect students from harm with 100% certainty. Taekwondo is an active, potentially violent endeavor and any time those levels of impact are introduced the possibility of injury is present. Even for studios that engage in no sparring at all, injury is still a risk. Protection against those rare circumstances can save a school from having to shut it’s doors.
One thing all instructors must consider is the propensity of students and parents to sue. We live in a litigious society and parents are extremely protective of their children. Every instructor should understand that no matter how good their relationship with parents and adult students, of those individuals believe they have been wronged and could potentially receive monetary benefit from their incident, they are likely to pursue the matter through legal channels.
How Much Taekwondo Insurance Might Cost
One of the earliest and most important questions we get from school owners is in regards to the cost of insurance. There is no blanket answer for that as the size and location of the school can vary the amount of coverage needed and the costs associated with it.
We have developed a free quote tool that can provide you with near-instant results for finding out the approximate cost of coverage for your school. Click here to visit the free quote tool.
Why Choose KarateInsurance.com for TKD Coverage
Despite it’s name, karateinsurance.com covers much more than just karate. In fact, we help schools from many different styles and backgrounds. We have many Taekwondo schools that utilize our school coverage as well as our event coverage.
We provide a personal touch helping you throughout your insurance process. We can answer your questions, get you affordable rates, and provide you with a reliable insurance umbrella with proven reliability.
If you think we might be right for you, reach out to us or utilize our free quote tool.
Financing the insurance premium
We can finance your premium for a 20% down payment plus a $60 finance charge. The balance is paid in six equal installment payments.
How Much Does Martial Arts Insurance Cost?
most martial arts instructors understand the need for insurance. Very few businesses will encounter the same kind of intentional physical contact that occurs in the dojo. Most instructors also realize that we live in a litigious society, which is why they have new students sign a waiver. Unfortunately, waivers are rarely enough to protect school owners from financial ruin.
If you are a martial arts instructor and you found your way to this blog post, it probably means you realize the inherent risks of operating a dojo. What’s less clear cut is how to proper insurance without spending way too much (or getting too little coverage).
Let’s take a look now at the variables to consider, and how much your insurance might cost.
Variables When Considering Coverage
No two schools are exactly alike, but there are brackets that schools may fit in which will help determine the cost of their coverage. Two of the major factors for determining cost are as follows:
- Number of students
- Location of school
Some owners fail to realize that the size of a school is more than just square footage. When the number of students goes up, so does the liability potential.
The location of the school can also be a factor as different states have different methods of handling insurance policies.
How Much Will Insurance Cost?
If you are looking to estimate how much cost you will incur, a good estimation to start with is about $8.95 per person per year. Karateinsurance.com provides coverage for instructors at no extra cost, but that is not a standard policy.
The minimum premium a school can purchase is $450 a year. That means the cost if you have one student is essentially the same as if you had 10 students. Once you get into the 50+ range you start to see an increase in costs.
Cost can also fluctuate based on the exact kind of coverage you want. To learn more about that, continue reading here.
Welcome to the Blog!
This is the beginning of the martial arts insurance blog. We’ll be featuring articles that help you keep your school and students protected.
