It’s not too late to plan a Martial Arts Summer Camp!
As we approach the end of the school year it would seem like it is too late to plan a camp but that isn’t true. Many summer camps of all varieties are full. Parents that didn’t think about summer activities in the dead of winter are stuck wondering what to do with their children during summer break. You will need to act quickly but it would be manageable.
Marketing
First, choose dates and begin to market to your existing clients.
Print fliers and deliver them to local schools and daycares.
Post on local community pages in Facebook, Nextdoor and Instagram. Partner with other kid friendly business to help promote your program.
Business
Decide on pricing. Do not undervalue your services just because you are late to the game. Consider requiring a deposit or offering a payment plan.
Contact KarateInsurance.com to add the camp to your policy.
Offer free tuition to older student if they help with younger ones.
Get t-shirts printed with your logo. Many websites, like customink.com can do this reasonably and quickly.
Activities
Although, much of the curriculum should be athletic/martial arts based, don’t be forget it is summer and kids want to have fun. So include a movie, trip to a local water park or zoo, an afternoon bowling or a fun craft.
Summer camp is a great way to keep your income steady through out a typically slow season. It is also a great for recruiting new students to your school for the upcoming year.
Martial Arts Insurance For Instructors
Martial arts instructors have a lot to think about. First and foremost, they have to establish a gameplan for what they are going to teach and who they are going to teach it to. Next, they have to secure a location in which to operate or connect themselves with an existing school. Finally, they have to clear up administrative matters such as stocking the appropriate gear, setting up student payment, and the like.
One thing that tends to be way down on the list is insurance needs. However, if you’re here that means you’ve arrived at the moment when you realize you need to good coverage to stay in business.
Why Purchase Insurance as an Instructor?
One of the most frequent questions we get is simply why should an instructor purchase insurance for his program? If he is the owner of the facility the answer is simple – any and all injuries that occur on his/her property will be his/her responsibility. One bad slip-and-fall or injury on the mat could doom the business without any insurance. However, if the instructor operates under a bigger umbrella they may suspect the school will cover any possible liability. This is true in some cases, but facility owners may not always be generous enough to get in front of injury situations. They may instead try to pin it on negligence by the instructor.
In cases like this, when either the facility owner or student attempts to come directly at the instructor, good insurance is critical.
Is Insurance For an Instructor Expensive?
Insurance is much more affordable than most people assume. Small programs can get by with a plan that goes as low as $30 a month. The bigger the school the more expensive the plan, but those numbers constantly counter-balance. Insurance rates don’t go up until the student count does, and therefore the profit level. Insurance for an instructor is definitely affordable and can prevent full on financial disaster in the long run.
How Do I Buy a Policy and File a Claim?
Buying a policy is simple stuff. If this is your first time securing business insurance we recommend you use our free estimate tool to get an idea of what you will be spending every month. After that, if you’re ready to buy you use our secure online submission tool to fill out the needed information. We take it from there! You will always receive personal customer service from us as you go through the process, so if you have any questions just reach out and ask.
If you arrive at a moment where you have to file a claim you’ll notice a suite of tools in our top menu bar located under “current client services”. Whatever you need to do, just follow the steps we lay out and you’ll be on your way.
Get Started!
If you’re ready to get started click here! We’ll guide you through the purchase process.
How Much Does Martial Arts Insurance Cost?
most martial arts instructors understand the need for insurance. Very few businesses will encounter the same kind of intentional physical contact that occurs in the dojo. Most instructors also realize that we live in a litigious society, which is why they have new students sign a waiver. Unfortunately, waivers are rarely enough to protect school owners from financial ruin.
If you are a martial arts instructor and you found your way to this blog post, it probably means you realize the inherent risks of operating a dojo. What’s less clear cut is how to proper insurance without spending way too much (or getting too little coverage).
Let’s take a look now at the variables to consider, and how much your insurance might cost.
Variables When Considering Coverage
No two schools are exactly alike, but there are brackets that schools may fit in which will help determine the cost of their coverage. Two of the major factors for determining cost are as follows:
- Number of students
- Location of school
Some owners fail to realize that the size of a school is more than just square footage. When the number of students goes up, so does the liability potential.
The location of the school can also be a factor as different states have different methods of handling insurance policies.
How Much Will Insurance Cost?
If you are looking to estimate how much cost you will incur, a good estimation to start with is about $8.95 per person per year. Karateinsurance.com provides coverage for instructors at no extra cost, but that is not a standard policy.
The minimum premium a school can purchase is $450 a year. That means the cost if you have one student is essentially the same as if you had 10 students. Once you get into the 50+ range you start to see an increase in costs.
Cost can also fluctuate based on the exact kind of coverage you want. To learn more about that, continue reading here.
