Hapkido Insurance – Affordable Policies for Instructors and Schools
The art of Hapkido has a unique and complex history. Its origins stem back to Japan likely springing from Daito Ryu Jujitsu. Once brought back to Korea it was infused with concepts from other arts, providing it with a well-rounded curriculum of striking, throwing, joint locking, and more. Modern teachers of Hapkido have spread all over the world, including the United States, and continue to teach this intriguing art.
If you are a Hapkido instructor you certainly realize the inherent risks of teaching an art this diverse. No matter how good the teacher there is always a potential for injury and liability when practicing a physical activity of this nature. That is why it is in your best interest to establish a quality insurance policy as soon as possible. Every day you teach without coverage is a day where your entire business could be at jeopardy.
Who Needs Insurance – Teacher or Owner?
One of the most common questions we get is in regards to who exactly should carry an insurance policy. Some instructors own their own facility, which makes the answer easy. However other teachers operate within rented space and only serve as an instructor. Would the owner of the facility then be responsible for the teachers coverage?
The answer is that the owner of any facility where public activity is taking place should carry a policy. However, there are plenty of situations that the owners insurance company might use to avoid paying claims that happen under the watch of the instructor. As such, it is wise for the instructor to carry his own policy in addition to that of the facility. Individuals who happen to be both owner and teacher quite clearly need a policy, but one that covers both protection of students and also protection of building and equipment held within.
Is Hapkido Insurance Expensive?
A good insurance policy can be surprisingly affordable. We construct plans based on both the size of the program and its location. We then assess the added needs of coverage for building and equipment
to come up with a final estimate. Many small programs, including ones operating out of garages and YMCAs, can afford insurance. Use our free quote tool to find out today what good coverage might cost you.
How Does the Application Process Work?
We’re a privately owned company and we take customer service very seriously. If you choose to purchase a policy through us you can rest assured that we will help you throughout the process. It’s not as painful as you might think.
The first step is to visit our policy purchase page. You’ll go through some light forms so that we can get a more complete idea of who you are, what program you are running, etc. After that we will reach out with any questions we might have in order to establish the most properly fitting policy possible. After that it’s just a few steps of getting your payment set up and you’ll be good to go!
We encourage you to reach out to us directly with any questions you might have before, during, and after the process. We’re here to help protect you and your business.
